Back Issues 1974 - 1983
The titles of the articles in issues of The Insurance Forum from January 1974 through December 1983 are in the accordion below. Click on a year to open or close the panel for that year. For years not on this page, click on the drop-down menu link for the page you need, or use the links below.
-
1974
January 1974 (4 pages; $10)
- An Illustration of What “Guaranteed Renewable” Means
- Attention: Members of the Society of Actuaries
- Attention: Accountants
- Attention: Regulatory Officials
- Pity the Old Policyholders
- Attention: Art Linkletter Fans
- A Personal Notee
February 1974 (4 pages; $10)
- How to Pay Premiums for “A Piece of the Rock” and Have No Insurance Protection
- What the Equitable of New York Does to Beneficiaries
- The Plight of Manhattan Life’s Substandard Policyholders
- What Fidelity Union Life is Doing to College Students
- A Conflict-of-Interest Situation for College Professors
- A Correction
March 1974 (4 pages; $10)
- The Non-Enforcement of the C.L.U. Code of Ethics
- Franklin Life’s President’s Plan
- Attention: Regulatory Officials
- From the Mailbag
- A Personal Note
April 1974 (4 pages; $10)
- More on Fidelity Union Life
- The Plight of the Agent on Campus
- Attention: Teachers
- Western and Southern Life in the News
- Some Facts Missing from the “Life Insurance Fact Book”
- The Northwestern Mutual Wildcatters
- The Misstatement-of-Age Clause and the “Goodman Effect”
- From the Mailbag
May 1974 (4 pages; $10)
- The Equitable of New York Responds
- The Insurance Press Displays its Colors
- Attention: Art Linkletter Fans
- From the Mailbag
- Attention: Readers of The Insurance Forum
June 1974 (4 pages; $10)
- An Emancipation Proclamation for Life Insurance Agents
- The Plight of the Nonparticipating Policyholder
- Denenberg Asks; Best’s Does Not Respond
- The New Acacia Mutual Agent’s Contract
- From the Mailbag
July 1974 (4 pages; $10)
- The Veterans Administration Fumbles Another One
- What is a Hospital Income Policy?
- How to Place a Columbus Mutual Substandard Policy
- When Probe Makes a Mistake
- Attention: Equity Funding Fans
- From the Mailbag
August 1974 (4 pages; $10)
- The National Travelers Life Advertisements
- The Plight of Old John Hancock Policyholders
- Uncle Sam’s Tontine-Like Arrangement
- An Open Letter to Albert Pike
- From the Mailbag
September 1974 (4 pages; $10)
- The “Military-Insurance Complex” Revisited
- The Policy Loan Crisis
- The Disastrous Potential of Variable Life
- From the Mailbag
October 1974 (4 pages; $10)
- Attention: Art Linkletter Fans
- How to Terminate an Agent’s Contract
- An Open Letter to John T. Fey
- A Dialogue with the CLU Journal
- From the Mailbag
November 1974 (4 pages; $10)
- Pandora and the Tennessee Volunteers
- The John Hancock Actuaries Respond
- What “Renewable at Company Option” Means
- An Open Letter to Allstate
- From the Mailbag
December 1974 (4 pages; $10)
- The Perils of Relocation
- Actuarial Hanky-Panky at the Travelers
- Connecticut General and the 8 Percent Interest Assumption
- From the Mailbag
1975
January 1975 (4 pages; $10)
- How to Make an Agent Unhappy
- Watch Out for Minnie Dee
- Damning with Faint Praise
- What ITT Life Is Doing to College Students From the Mailbag
February 1975 (4 pages; $10)
- The NALU is Not a Union
- More on the “Army Times” Series
- Northwestern Mutual and the Tax Evaders
- Attention: Regulatory Officials
- From the Mailbag
March 1975 (4 pages; $10)
- New York Life’s Tontine-Like Arrangement for Agents
- Lip Service from the MDRT
- Don’t Generalize about the Generals
- From the Mailbag
April 1975 (4 pages; $10)
- The Sleeper in New York’s Regulation 74
- An Incredible Letter from Topeka
- More on the Policy Loan Crisis
- Attention: Life Insurance Buffs
- From the Mailbag
May 1975 (4 pages; $10)
- A Little Good News and a lot of Bad News
- A Pyrrhic Victory for a Consumer
- What Should a UNAC Policyholder Do?
- From the Mailbag
June 1975 (4 pages; $10)
- Liberty Mutual’s Claims Practices
- An Aborted Shopper’s Guide
- Attention: Burl Ives Fans
- What Does “For Reasons of Health” Mean?
- The Power of Compound Interest From the Mailbag
July 1975 (4 pages; $10)
- A Private Club Slowly Reforms
- A Report on Employee Discounts
- MONY’s Interesting Classification System From the Mailbag
August 1975 (4 pages; $10)
- Those Heavenly Forester Havens
- In Defense of the Travelers
- A Report on Death Claim Procedures
- From the Mailbag
September 1975 (4 pages; $10)
- Another Campus Caper by Fidelity Union Life
- Dividend Scale Steepening at the Aetna Life
- From the Mailbag
- Linton’s Famous Rate-of-Return Figures
- The Outspoken Actuaries
October 1975 (4 pages; $10)
- A Schoolteacher Invests Her Savings
- Best’s Answers Some Questions
- Another Measure of Company Size
- From the Mailbag
November 1975 (4 pages; $10)
- The 12-Day Professional Designation
- Who Is Protecting Whom?
- Attention: Regulatory Officials
- Attention: Art Linkletter Fans
- From the Mailbag
December 1975 (4 pages; $10)
- What the New York Life Won’t Tell Its Policyholders
- More on the Aborted Shopper’s Guide
- What is the Standard Analytical Service?
- From the Mailbag
1976
January 1976 (4 pages; $10)
- Connecticut Mutual’s Claims Practices
- What “Paid-Up” Really Means
- From the Mailbag
- An Unheralded Dimension of the Colonial Penn Episode
February 1976 (4 pages; $10)
- Northwestern Mutual’s Interesting Dividend Formula
- Active Nondisclosure by the Prudential
- The Foresters Respond
- From the Mailbag
- Replacement Is Not Necessarily Twisting
- The Institute Comes Around
- Attention: Bureaucrat Watchers
March 1976 (4 pages; $10)
- Still More on the Army Times Series
- The Mulcting of the Equitable
- From the Mailbag
- Fidelity Union’s 2,000 Percent Agent’s Commission
- Some Interesting Terminal Dividend Scales
April 1976 (4 pages; $10)
- Prudential’s Interesting Dividend Formula
- What is “Rigorous” Disclosure?
- Great News—Except for Equitable’s Old Policyholders
- Colonial Penn Responds
- More on Liberty Mutual’s Claims Practices
- From the Mailbag
May 1976 (4 pages; $10)
- More on Equitable’s Dividends
- Negative Arbitrage from Fidelity Union Life
- A Classic IRA Advertisement
- Hiding Behind the New York Insurance Department
- Northwestern Mutual’s Confidential Bulletin for Agents
- From the Mailbag
June 1976 (4 pages; $10)
- Continental American’s Interesting Dividend Formula
- How Mutual of Omaha Handles the Elderly
- Is the NYLIC a Retirement Plan?
- The Antitrust Subcommittee’s Price Study
- From the Mailbag
July 1976 (4 pages; $10)
- How the Zurich Wins Friends
- Democracy at the Metropolitan Life
- Manhattan Life’s Interesting Dividend Formula
- More on What “Paid-Up” Really Means
- From the Mailbag
- More on Connecticut Mutual’s Claims Practices
August 1976 (4 pages; $10)
- A Refreshing Touch of Candor
- The Plight of the Long-Time Female Policyholder
- The Case of the 16 Percent Dividend
- A Close Look at Policy Years 16 through 25
- From the Mailbag
September 1976 (4 pages; $10)
- Bankers Life’s Interesting Dividend Formula
- MONY and the Misstatement-of-Age Clause
- Will the Manhattan Life Never Learn?
- Out of the Hides of Travelers’ Agents
- The Dilemma of Northwestern Mutual’s Old Policyholders
- From the Mailbag
October 1976 (4 pages; $10)
- Mutual Benefit’s Interesting Dividend Formula
- Fighting the New York Cover-Up
- More on Bankers Life’s Dividend Formula
- How Some Agents Win Convention Trips
- Some Companies Disclose Their Dividend Formulas
- From the Mailbag
November 1976 (4 pages; $10)
- New York Life’s Claims Practices
- The Power of Periodic Disclosure
- Executives’ Salaries for 1975
- From the Mailbag
December 1976 (4 pages; $10)
- Halsey D. Josephson
- A Pair of Unconvincing Denials
- More on New York Life’s Claims Practices
- A Letter to Equitable’s Board Chairman
- From the Mailbag
1977
January 1977 (4 pages; $10)
- In Retrospect
- More about the New York Cover-Up
- New York Life’s 1977 Dividend Scale Hits the Fan
- Minnesota Mutual’s Claims Practices
- Ben Feldman Is Not the Number One NYLIC
- From the Mailbag
February 1977 (4 pages; $10)
- Cashing In on Policyholder Lists
- Still More on New York Life’s Claims Practices
- Northwestern Mutual’s Fabulous Dividends
- John Hancock’s Interesting Dividend Formula
- Insurance Companies on the Arab Blacklist
- A Sequel to the Zurich Incident
- From the Mailbag
March 1977 (4 pages; $10)
- The Delay Clause Rears Its Ugly Head
- The Actuaries Speak Out
- More on the Mulcting of the Equitable
- Substandard Standard Insurance from Mother Met
- From the Mailbag
April 1977 (4 pages; $10)
- How MONY Handles Its Orphan Policyholders
- Prudential’s Claims Practices
- Metropolitan’s Claims Practices
- How New York Life’s Policyholders Rate
- From the Mailbag
May 1977 (4 pages; $10)
- NSB’s Secret Agreement
- Protecting Those Helpless Insurance Companies
- Fidelity Union’s Apparent Bait-and-Switch Tactics
- Actuaries at Play
- From the Mailbag
June 1977 (4 pages; $10)
- Massachusetts Mutual’s Interesting Dividend Formula
- More on the Rental of Policyholder Lists
- How One Fidelity Union Agency Responded to Criticism
- From the Mailbag
- The Travelers and, Finally, the Northwestern Mutual
July 1977 (4 pages; $10)
- What Probe Won’t Tell Its Readers
- An Intriguing Offer from a Massachusetts Mutual Agent
- From the Mailbag
- More on Northwestern Mutual’s Dividends
August 1977 (4 pages; $10)
- Vane B. Lucas
- The Anti-Disclosure Strategy of the Life Insurance Industry
- Guardian Life’s Dividend Advertisement
- Executives’ Salaries for 1976
- From the Mailbag
September 1977 (4 pages; $10)
- A Provocative Telephone Conversation
- The New York Cover-Up Marches On
- Reserve Weakening in the Big Mutual Life Companies
- More on the Massachusetts Mutual Agent’s Offer
- From the Mailbag
October 1977 (4 pages; $10)
- More on Metropolitan’s Claims Practices
- The A. M. Best Company Expands Its Market
- From the Mailbag
November 1977 (4 pages; $10)
- Allstate’s Claims Practices
- From the Mailbag
December 1977 (4 pages; $10)
- How to Handle a Nonagenarian
- The Equitable Says No
- From the Mailbag
- Attention: Regulatory Officials
1978
January 1978 (4 pages; $10)
- How Not to Sell Term Insurance
- A Life Insurance Tragedy
- From the Mailbag
- Actuarial Hanky-Panky at Gulf Life
February 1978 (4 pages; $10)
- Billy Graham’s Gift Annuities
- Zero Participation from Southland Life
- New York State’s $40 Million Legislature
- More on Terminal Dividends
- From the Mailbag
March 1978 (4 pages; $10)
- How to Squelch Research
- Watch Out for Those Endowment Policies
- A Disclosure Problem for Veterans of the Korean War
- Taxing the Inside Interest
April 1978 (4 pages; $10)
- Are LUPAC Contributions Deductible?
- Fidelity Union’s Outstanding Young Man
- How Not to Sell Tax-Sheltered Annuities
- Observations on Deposit Term
- From the Mailbag
May 1978 (4 pages; $10)
- Helen B. Belth
- Sylvia Porter and Deposit Term
- A Note on Copyright Infringement
- From the Mailbag
- The New York Cover-Up Begins to Unravel
June 1978 (4 pages; $10)
- More on Gulf Life’s President’s Preferred Policy
- A Few Comments on Dividend Histories
- Northwestern Mutual’s Dividend Advertisement Revisited
- More on Life Insurance for Veterans of the Korean War
- From the Mailbag
July 1978 (4 pages; $10)
- How Not to Replace Cash-Value Life Insurance
- Democracy at the Equitable
- A Deafening Silence Thus Far
- From the Mailbag
August 1978 (4 pages; $10)
- The Life Insurance Industry Goes for the FTC Jugular
- Mitigation of a Life Insurance Tragedy
- More on Billy Graham’s Gift Annuities
- The Clouded Future of Prudential’s Brokerage Business
- From the Mailbag
September 1978 (4 pages; $10)
- A Case Study in the Vulnerability of Agents
- The Quiet End of a Big Libel Suit
- A Piece of the Rock Requires Caution
- From the Mailbag
October 1978 (4 pages; $10)
- The New York Cover-Up Continues to Unravel
- An Extraordinary Price Comparison
- From the Mailbag
November 1978 (4 pages; $10)
- The National Audubon Society’s Insurance Plan
- Deception in Our Own Back Yard
- From the Mailbag
- More on Democracy at the Metropolitan Life
December 1978 (4 pages; $10)
- A Forgotten Aspect of Life Insurance Disclosure
- Another Problem for the Terminated Agent
- Executives’ Salaries for 1977
- From the Mailbag
1979
January 1979 (4 pages; $10)
- More on Allstate’s Claims Practices
- More on Endowment Policies
- From the Mailbag
- The Great Dividend Cop-Out
February 1979 (4 pages; $10)
- Phoenix Mutual’s Janeway Advertisements
- The MDRT May Be Headed for Big Trouble
- Attention: Regulatory Officials
- From the Mailbag
March 1979 (4 pages; $10)
- A Case Study in Piggybacking
- From the Mailbag
April 1979 (4 pages; $10)
- Cashing In on Congressional Service
- More on the Great Dividend Cop-Out
- Observations on Negativeness
- Deception in the Sale of Tax-Sheltered Annuities
May 1979 (4 pages; $10)
- The Case of the Outdated Settlement Agreement
- More on Prudential’s Brokerage Business
- Phoenix Mutual’s Knauer Advertisements
- A Comment Regarding General Reinsurance Life Corporation
- From the Mailbag
June 1979 (4 pages; $10)
- The Actuaries of “The Quiet Company” Assume a Leadership Role
- More on Phoenix Mutual’s Janeway Advertisements
- More on Piggybacking
- From the Mailbag
July 1979 (4 pages; $10)
- Massachusetts Casualty Honors a Claim—Eventually
- From the Mailbag
- Canada Life’s Delayed Death Claim
- How Not to Sell John Hancock’s Bond Fund
August 1979 (4 pages; $10)
- The New York Department and the Big New York Mutuals
- Life Insurance Consumerism at Its Best
- How Not to Handle a Policyholder’s Authorization
- More on the Reiskytl Letter
September 1979 (4 pages; $10)
- The FTC Drops an Atomic Bomb
- The New Homeowners Policies
- How to Earn Less Than 4 Percent on Your Money
- From the Mailbag
October 1979 (4 pages; $10)
- The Marketing of Credit Insurance
- Franklin Life’s PEIP
- A Fine Liberalization—Except for Old Policyholders
- From the Mailbag
November 1979 (4 pages; $10)
- High Finance at National Western Life
- Observations on Manhattan Life’s Nonsmoker Discount
- A Surprising Breach of Confidence
- Health Insurance for Epileptics
- From the Mailbag
December 1979 (4 pages; $10)
- A Series of Life Insurance Disclosure Recommendations
- Cancer Insurance and the Credit Unions
- Executives’ Salaries for 1978
- From the Mailbag
1980
January 1980 (4 pages; $10)
- Northwestern Mutual’s “Project Update”
- Complaint Ratios for Automobile Insurance
- A Fine Review of the Equity Funding Disaster
- From the Mailbag
February 1980 (4 pages; $10)
- The Hartford’s Position on Collateral Business
- A New Book about the New York Life
- More on the MDRT Code of Ethics
- From the Mailbag
March 1980 (4 pages; $10)
- Minnesota Mutual’s “Special Product”
- More on the Marketing of Credit Insurance
- Attention: Regulatory Officials
- From the Mailbag
April 1980 (4 pages; $10)
- Lloyd L. Hall
- A Close Look at Some of Prudential’s Practices
- From the Mailbag
May 1980 (4 pages; $10)
- The Official Response of the MDRT
- From the Mailbag
- How to Mislead Buyers about Term Insurance
- Watch Out for the Foresters’ Loan Values
- Somebody Is Investigating Us
June 1980 (4 pages; $10)
- Lie Detector Tests for Insurance Claimants
- A Blistering Attack on Cancer Insurance
- The Saga of New York’s Regulation 74
- From the Mailbag
July 1980 (4 pages; $10)
- Robert L. Rose
- Insurance and a Vital Medical Service
- The Continuing Saga of National Western Life
August 1980 (4 pages; $10)
- The Problem of Unclaimed Benefits
- Penn Mutual Goes to Court
- More on the National Audubon Society’s Insurance Plan
- The Results of Our Survey
September 1980 (4 pages; $10)
- An Important Committee Report
- Rates of Return in the FTC Staff Study
- Executives’ Compensation in 1979
- The MDRT and American Politics
October 1980 (4 pages; $10)
- A Report Card on Agents’ Contracts
- Reactions to Northwestern Mutual’s Amendment Program
- From the Mailbag
November 1980 (4 pages; $10)
- A Couple of Burning Questions
- Attention: Regulatory Officials
- More on the U.S. Senate Race in Vermont
- From the Mailbag
- More on the Selling of John Hancock’s Bond Fund
December 1980 (4 pages; $10)
- The Plight of Jefferson Standard’s Old Policyholders
- Prudential’s Booklet on Consumerism
- More on Complaint Ratios
- Still More on the National Audubon Society’s Insurance Plan
- From the Mailbag
1981
January 1981 (4 pages; $10)
- An Extraordinary NAIC Task Force Proposal
- Pan-American Life’s Benefit Increase
- From the Mailbag
February 1981 (4 pages; $10)
- Franklin Life’s “Dividend Enhancement Program”
- How Not to Sell Cash-Value Life Insurance
- Some Suggested Reading on Privacy
- From the Mailbag
March 1981 (4 pages; $10)
- ManuLife’s “Enhanced Death Benefit” Program
- “Sliding” in Automobile Insurance
- Advertising “Low Cost” Life Insurance
- The Widening Dividend Interest Rate Gap at the Equitable
- From the Mailbag
April 1981 (4 pages; $10)
- The A. L. Williams Replacement Empire
May 1981 (4 pages; $10)
- Unsolicited Life Insurance from Encyclopaedia Britannica
- More on Penn Mutual’s Trip to Court
- From the Mailbag
- Term Conversions and the Traditional Net Cost Method
June 1981 (4 pages; $10)
- Confronting the Traditional Net Cost Method
- From the Mailbag
July 1981 (4 pages; $10)
- Northwestern Mutual’s “Comparable Interest Rate”
- Combined Insurance Company’s Accident Insurance
- Executives’ Compensation in 1980
- From the Mailbag
August 1981 (4 pages; $10)
- Massachusetts Mutual Comes Through
- NICO’s Guide for Life Insurance Consumers
- Observations on Arson Immunity Statutes
- On the Firing of H. P. Hudson
- Phoenix Mutual’s Retirement Advertisements
- From the Mailbag
September 1981 (4 pages; $10)
- Financing the A. L. Williams Replacement Empire
- Observations on Retroactive Liability Insurance
- From the Mailbag
October 1981 (4 pages; $10)
- Income Taxes and the Reinsurance Explosion
- Our Forthcoming Article on Universal Life
November 1981 (4 pages; $10)
- The War Over Universal Life—Part 1
December 1981 (4 pages; $10)
- The War Over Universal Life—Part 2
1982
January 1982 (4 pages; $10)
- The A. L. Williams Replacement Empire Strikes Back (The Banning of “The Insurance Forum” in North Carolina)
- From the Mailbag
February 1982 (4 pages; $10)
- Franklin Life and the Termites
- Insurance Endorsements by the Credit Unions
- Required Reading from North of the Border
- An Important Study of Life Insurance Agents’ Contracts
- From the Mailbag
March 1982 (4 pages; $10)
- The A. L. Williams Strategy Begins to Unravel—Part 1
- From the Mailbag
April 1982 (4 pages; $10)
- The A. L. Williams Strategy Begins to Unravel—Part 2
- From the Mailbag
May 1982 (4 pages; $10)
- The Big Mutuals and Their Disappearing Taxes
- How to Earn 50 Percent on Your Savings
- Recent Developments Involving the A. L. Williams Organization
- Executives’ Compensation in 1981
June 1982 (4 pages; $10)
- Is Your Life Insurance Reasonably Priced? (How to Evaluate an Existing Life Insurance Policy)
July 1982 (4 pages; $10)
- Paul S. Mills
- More on the Big Mutuals and Their Federal Income Taxes
- Underwriting at the Time of Claim (The Attorneys Are Sometimes the Major Winners)
- More on the Plight of Jefferson Standard’s Old Policyholders
- Attention: Regulatory Officials
- From the Mailbag
August 1982 (4 pages; $10)
- The Assault on New York’s Regulatory Apparatus
- The Upward Drift in Best’s Ratings
- A Look into Our Crystal Ball
- From the Mailbag
September 1982 (4 pages; $10)
- A Pair of Case Studies in Insurance Stock Speculation
- Deceptive Sales Practices and Professional Responsibility
- From the Mailbag
October 1982 (4 pages + 2 page supplement; $10)
- Are You Receiving a Reasonable Rate of Return on the Savings Component of Your Life Insurance?
- The Reaction to Our First Consumer Issue
- From the Mailbag
November 1982 (4 pages; $10)
- TEFRA and Universal Life
- The Anatomy of a Public Relations Disaster
- Andrew Tobias and the Insurance Industry
December 1982 (4 pages; $10)
- Attention: Friends of Bob Osler
- A Suggested Method for Disclosing the Net Rate of Return on the Savings Component of a Universal Life Policy
- The Policy Loan Clause and Professional Responsibility
- From the Mailbag
- Attention: Regulatory Officials
1983
January 1983 (4 pages; $10)
- More on TEFRA and Universal Life
- How Not to Calculate Rates of Return
- An Agent’s Letter to His Clients
- From the Mailbag
February 1983 (4 pages; $10)
- How to Buy Term Life Insurance
March 1983 (4 pages; $10)
- Attention: Bird Enthusiasts
- Insurance Solicitations under Nonprofit Postage Permits
- Intimidation from Truman National Life
- Watch Out for Association Group Insurance
- From the Mailbag
- A Request for Comments
April 1983 (4 pages; $10)
- A. L. Williams and The Saturday Evening Post
- More about Security National of Indiana Corporation
- From the Mailbag
May 1983 (4 pages; $10)
- The Policy Loan Crisis Revisited
- How Not to Handle an Insurance Claim
- From the Mailbag
- Executives’ Compensation in 1982
June 1983 (4 pages; $10)
- How to Select a Life Insurance Agent
- The Results of a Class Project
- From the Mailbag
July 1983 (4 pages; $10)
- Cashing In on A. L. Williams
- Statement on Life Insurance Taxation
August 1983 (4 pages; $10)
- A. L. Williams’ New Brochure
- From the Mailbag
- Executives’ Compensation in 1982—Continued
September 1983 (4 pages; $10)
- The Life Insurance Agent and the Board of Directors
- An Interesting Attitude Toward Policyholders
- A Few Observations about the Life Insurance Industry
- How Not to Engage In Prospecting
- From the Mailbag
October 1983 (4 pages + 2 page supplement; $10)
- How to Buy Cash-Value Life Insurance
November 1983 (4 pages + 1 page supplement; $10)
- The Cover-Up in Insurance Academe
- From the Mailbag
December 1983 (4 pages; $10)
- How Not to Engage in Health Insurance Prospecting
- From the Mailbag
- Attention: Regulatory Officials
Home • Memoir • Topics • How to Order • Blog • The Author • APR Calculator • Contact Us
Back Issues: 1974-1983 • 1984-1993 • 1994-2003 • 2004-2013
Copyright © 1973 - 2025 The Insurance Forum