Back Issues 1984 - 1993

All back issues of The Insurance Forum, from January 1974 through December 2013, are available in hard copy. The titles of the articles in issues from January 1984 through December 1993, along with the single copy prices of the issues, are in the accordion below. Click on a year to open or close the panel for that year. For ordering instructions, click here. All back issues are $10 except for the following eight issues, which are $25:  December 1987, October 1988, April 1997, December 1998, March 1999, July 2013, August 2013, and September 2013. For bulk pricing, please contact us. For years not on this page, click on the drop-down menu link for the page you need, or use the links below.

1974-1983    1994-2003    2004-2013


  • 1984

    January 1984 (4 pages; $10)

    • A Brief History of The Insurance Forum
    • More on A. L. Williams “UltimaTerm” Brochure

    February 1984 (4 pages; $10)

    • How to Select an Appropriate Type of Life Insurance
    • The Savings Component in Cash-Value Life Insurance
    • From the Mailbag

    March 1984 (4 pages; $10)

    • A Vicious Act of Arson
    • Further Developments Concerning A. L. Williams’ Brochure
    • The National Underwriter Company’s Improperly Titled Book
    • More on Retroactive Liability Insurance
    • A. L. Williams’ Forthcoming Article about Joseph M. Belth

    April 1984 (4 pages + 4 page supplement; $10)

    • W. Robert Blakney
    • Northwestern Mutual’s Deceptive Advertisement
    • One Man’s Opinion on Rebating in Life Insurance
    • More on the Cover-Up in Insurance Academe
    • From the Mailbag

    May 1984 (4 pages; $10)

    • How Not to Advertise Universal Life
    • Observations on Flexible Premium Variable Life Insurance
    • Attention: James Arness Fans

    June 1984 (4 pages; $10)

    • Universal Life and Variable Life—How to Evaluate the New Wave of Life Insurance Products
    • From the Mailbag

    July 1984 (4 pages; $10)

    • Observations on Life Insurance Replacement Activity
    • Southern Educators’ College Fund Program
    • A Few Words on the Unisex Debate
    • From the Mailbag

    August 1984 (4 pages; $10)

    • Thinking the Unthinkable—What Would Happen If a Big Life Insurance Company Were to Get into Financial Difficulty?
    • From the Mailbag
    • Executives’ Compensation in 1983

    September 1984 (4 pages; $10)

    • Victory in North Carolina against A. L. Williams’ Efforts to Suppress Distribution of The Insurance Forum
    • Further Observations on Flexible Premium Variable Life Insurance
    • From the Mailbag
    • Intimidation from the A. L. Williams Organization

    October 1984 (4 pages; $10)

    • Robert W. Osler
    • How to Buy Disability Income Insurance

    November 1984 (4 pages; $10)

    • Is Term Insurance Convertible to Universal Life?
    • An Important Weekly Newsletter
    • A New Vehicle for Promoting the A. L. Williams Organization
    • The Right Thing to Do
    • Attention: Regulatory Officials

    December 1984 (4 pages; $10)

    • Ira M. Ball
    • The Piggybacking Scandal at Prudential
    • A Prominent Agent Joins the Replacement Industry
    • How Not to Protect the Insurance Consumers of Indiana
  • 1985

    January 1985 (4 pages; $10)

    • A Case Study in the Operation of NAIC Advisory Committees
    • From the Mailbag

    February 1985 (4 pages; $10)

    • How Not to Promote Cash-Value Life Insurance
    • More Pseudo Disclosure from the NAIC
    • Alan Press Challenges Robert MacDonald
    • A Comment Regarding AID Life Insurance Company
    • From the Mailbag

    March 1985 (4 pages; $10)

    • The Second Edition of Life Insurance: A Consumer’s Handbook
    • Other Developments at Union Mutual
    • A Pair of Case Studies in the Use of Surplus Relief Reinsurance
    • From the Mailbag

    April 1985 (4 pages; $10)

    • The NAIC’s Confidential IRIS Ratios
    • Northwestern Mutual’s Deceptive Advertising Marches On
    • From the Mailbag

    May 1985 (4 pages; $10)

    • A. L. Williams’ Common Sense Booklet
    • A Misdirected Attack on the Life Insurance Business

    June 1985 (4 pages; $10)

    • A. L. Williams and the Congressional Record
    • More on the NAIC’s Confidential IRIS Ratios
    • Joseph Gandolfo and The American College

    July 1985 (4 pages; $10)

    • A. L. Williams and the United States Congress
    • How Not to Handle a Death Claim
    • From the Mailbag

    August 1985 (4 pages; $10)

    • An Important Book about Retirement
    • Will the Inside Interest Be Taxed?
    • The Case of the Unsuitable Annuity
    • Executives’ Compensation in 1984

    September 1985 (4 pages; $10)

    • Executive Life Declines to Provide Confirmation
    • Should Alan Press Replace His Policy?
    • More on the Kessler Book
    • What the Word “Incontestable” Really Means
    • From the Mailbag

    October 1985 (4 pages; $10)

    • The Coming Era of Disillusionment
    • Life of Georgia’s Deceptive Advertisement
    • How Not to Sell Universal Life
    • Watch Out for Erroneous Payroll Deductions

    November 1985 (4 pages + 2 page supplement; $10)

    • A. L. Williams and Fidelity Destiny
    • Attention: Regulatory Officials
    • 1984 Compensation of A. L. Williams, Jr.
    • From the Mailbag

    December 1985 (4 pages; $10)

    • Cargill, Summit National, and the United States Treasury
    • The NAIC’s Confidential IRIS Ratios for 1984
    • From the Mailbag
  • 1986

    January 1986 (4 pages; $10)

    • Prudential’s Reinsurance, ERISA, and the Antirebating Laws
    • More on Life of Georgia’s Deceptive Advertisement
    • A List of Insurance Companies with Consecutive Years of Top Ratings
    • A Letter to “The Saturday Evening Post” about A. L. Williams
    • From the Mailbag

    February 1986 (4 pages; $10)

    • The Heavy Users of Surplus Relief Reinsurance
    • A Denial from Gerald J. Rankin
    • From the Mailbag

    March 1986 (4 pages; $10)

    • Credit Life, Reinsurance, and the Antirebating Laws
    • More on Cargill, Summit National, and the United States Treasury
    • From the Mailbag

    April 1986 (4 pages; $10)

    • Is A. L. Williams Right for the Consumer?

    May 1986 (4 pages; $10)

    • A. L. Williams and the Life Insurance Capacity Crisis

    June 1986 (4 pages; $10)

    • Some Unanswered Questions about Two Reinsurance Companies
    • The Financiers of the A. L. Williams Organization
    • A. L. Williams and Consumer Reports
    • From the Mailbag

    July 1986 (4 pages; $10)

    • A. L. Williams and the Kansas Insurance Department
    • A. L. Williams and the United States Navy
    • A. L. Williams Goes Back for More Money
    • Observations on the 1985 Statement of Lincoln National Life
    • Consumer Reports and the Life Insurance Industry
    • From the Mailbag

    August 1986 (4 pages; $10)

    • The NAIC’s Confidential IRIS Ratios for 1985
    • Indiana’s IRIS Secrecy Law
    • More on the Secondary Financiers of the A. L. Williams Organization
    • A Meeting with Officials of Lincoln National Life
    • From the Mailbag

    September 1986 (4 pages; $10)

    • Lincoln National Life’s Surplus Relief Program for Reinsurance Customers—A Case Study in the Circumvention of the Legal Reserve System

    October 1986 (4 pages + 2 page supplement; $10)

    • More on Lincoln National Life’s Surplus Relief Program
    • A New List of Life Insurance Companies with Consecutive Top Ratings from the A. M. Best Company for 1975 through 1986
    • Developments on the IRIS Secrecy Front
    • Observations on Best’s 1986 Ratings

    November 1986 (4 pages; $10)

    • Executive Life’s Bermuda Reinsurance
    • Lincoln National Life and the Indiana Department
    • Executives’ Compensation in 1985

    December 1986 (4 pages; $10)

    • A New Term Policy from the A. L. Williams Organization
    • Prudential’s Divestment of Its American Can Company Holdings
  • 1987

    January 1987 (4 pages; $10)

    • Are Life Insurance Sales Illustrations Out of Control?
    • More Secrecy from the NAIC
    • An Important Book about the Penn Square Bank

    February 1987 (4 pages; $10)

    • Herbert S. Bright
    • Observations on Single-Premium Life Insurance

    March 1987 (4 pages; $10)

    • More on Executive Life’s Bermuda Reinsurance
    • A. L. Williams and the Department of Defense
    • Is the A. L. Williams Organization Beginning to Decline?

    April 1987 (4 pages + 2 page supplement; $10)

    • A. L. Williams and Standard & Poor’s Corporation
    • The Debate That Never Occurred
    • An Interesting Letter from Executive Life
    • More Production Figures for the A. L. Williams Organization
    • An Intriguing Suggestion from a Regulator

    May 1987 (4 pages + 2 page supplement; $10)

    • The Reinsurance Disaster at Executive Life

    June 1987 (4 pages + 2 page supplement; $10)

    • More on the Reinsurance Disaster at Executive Life
    • Observations on the Surplus Relief Reinsurance Arrangements at Anchor National Life and E. F. Hutton Life
    • From the Mailbag

    July 1987 (4 pages; $10)

    • Observations on Computerized Telephone Prospecting
    • A. L. Williams and The Wall Street Journal
    • Executives’ Compensation in 1986

    August 1987 (4 pages + 2 page supplement; $10)

    • The Illinois Department and Minnesota Mutual’s Mortgage Insurance
    • The Good Samaritan Program
    • From the Mailbag

    September 1987 (4 pages; $10)

    • Still More on the Reinsurance Disaster at Executive Life
    • A. L. Williams and The Springville Herald
    • The NAIC’s Confidential IRIS Ratios for 1986
    • From the Mailbag

    October 1987 (4 pages + 2 page supplement; $10)

    • Further Observations on Telephone Dialing Machines
    • What is SelectQuote Insurance Services?
    • A Victory for Insurance Secrecy in Montana

    November 1987 (4 pages + 4 page supplement; $10)

    • Venita Van Caspel and the Price of Life Insurance
    • Observations on Best’s 1987 Ratings
    • Travelers and the A. M. Best Company

    December 1987 (16 pages; $25)

    • Insurance Companies Designated by the NAIC for Regulatory Attention
  • 1988

    January 1988 (4 pages; $10)

    • Best’s Ratings and the NAIC’s IRIS Designations
    • Initial Response to Publication of the NAIC’s IRIS Designations

    February 1988 (4 pages; $10)

    • A. L. Williams and Southern Illinois University
    • An Open Letter to Danny Thomas about Union Fidelity Life’s “Choice Plus” Long-Term Care Insurance Plan

    March 1988 (4 pages; $10)

    • IRIS as a Mechanism for Insurance Industry Financing of the NAIC
    • A. L. Williams and the Paramedical Examiners
    • From the Mailbag

    April 1988 (4 pages + 2 page supplement; $10)

    • IRIS and the Subsidiaries of Major Insurance Companies
    • Watch Out for Minimum-Deposit Rescue Programs
    • From the Mailbag

    May 1988 (4 pages + 2 page supplement; $10)

    • A Fraudulent Videotape from A. L. Williams
    • CIGNA’s Unfair Attack on Its Mutual Competitors
    • Fidelity Bankers Life and the A. M. Best Company

    June 1988 (4 pages + 4 page supplement; $10)

    • New Questions about Executive Life’s Financial Condition
    • Who Is Frank S. J. McIntosh?
    • The Continuing Struggle for Access to the NAIC’s IRIS Material

    July 1988 (4 pages; $10)

    • Robert I. Mehr
    • I.C.H. Corporation and Other Users of Surplus Notes
    • Jackson National’s “Lifeline Ultimate” Policy

    August 1988 (4 pages + 2 page supplement; $10)

    • More about Executive Life’s Financial Condition
    • From the Mailbag
    • Executives’ Compensation in 1987

    September 1988 (4 pages + 4 page supplement; $10)

    • The NAIC’s IRIS Ratios for 1988
    • From the Mailbag
    • Best’s 1988 Ratings of Life-Health Insurance Companies

    October 1988 (48 pages; $25)

    • Executive Life and the California Insurance Department
    • Excerpts for Examination Report on Executive Life
    • What May Have Happened at Executive Life
    • From the Mailbag
    • Executive Life and the New York Insurance Department
    • Testimony of Albert Jacob before the New York Insurance Department
    • Testimony of Merle A. Horst before the New York Insurance Department
    • Testimony of William J. Adams before the New York Insurance Department
    • Testimony of Allan L. Chapman before the New York Insurance Department

    November 1988 (4 pages + 2 page supplement; $10)

    • A. L. Williams and the California Insurance Department
    • A New Book about Lloyd’s of London
    • Executive Life, Moody’s Investors Service, and Duff & Phelps
    • From the Mailbag
    • Executives’ Compensation in 1987—Continued

    December 1988 (4 pages; $10)

    • Observations on New England’s 1987 Report to Policyowners
    • Catch 22—The Higginbotham Case and the Unfair-Trade-Practices Laws
  • 1989

    January 1989 (4 pages + 2 page supplement; $10)

    • Executive Life and the California Redwoods
    • Norman Dacey’s Forthcoming Book about Life Insurance
    • More on the NAIC’s IRIS Ratios for 1988

    February 1989 (4 pages; $10)

    • Executive Life and Broker World Magazine
    • More on Executive Life and the California Insurance Department From the Mailbag

    March 1989 (4 pages; $10)

    • A System for the Exploitation of the Terminally Ill

    April 1989 (8 pages; $10)

    • Citibank’s Surplus Relief Arrangement for General American Life—A Case Study in the Circumvention of Statutory Accounting Principles
    • From the Mailbag

    May 1989 (4 pages + 4 page supplement; $10)

    • More on the “Surplus Relief” that Banks Provide to Insurance Companies
    • Changes in the NAIC’s IRIS Ratios and Designations for 1989
    • The Continuing Search for the Anonymous Culprit at Executive Life
    • From the Mailbag

    June 1989 (4 pages + 2 page supplement; $10)

    • MILICO, A. L. Williams Life, and the Controversy over Reserving Methods in the Life Insurance Business
    • From the Mailbag

    July 1989 (4 pages; $10)

    • A. L. Williams and the Tennessee Insurance Department
    • Executives’ Compensation in 1988

    August 1989 (4 pages; $10)

    • A. L. Williams, MILICO, Mapleleaf Insurance Services, the Banks, and the Subversion of Statutory Accounting Principles

    September 1989 (12 pages + 4 page supplement; $10)

    • A Watch List of Insurance Companies Based on the NAIC’s 1989 IRIS Ratios
    • Best’s 1989 Ratings of Life-Health Insurance Companies
    • From the Mailbag

    October 1989 (4 pages + 2 page supplement; $10)

    • Assumption Reinsurance and the Plight of the Consumer
    • The Challenge Confronting Sanford Weill of Primerica

    November 1989 (8 pages; $10)

    • The Weakening of the Financial Standards Applied to Life Insurance Companies—The Assault on Statutory Accounting Principles

    December 1989 (4 pages + 2 page supplement; $10)

    • More on Assumption Reinsurance—A Court Decision in California, Penn Mutual, and the New York Insurance Department
    • The A. L. Williams Victory over the California Insurance Department
    • More on Surplus Relief Reinsurance
  • 1990

    January 1990 (4 pages; $10)

    • Executive Life’s Junk Bonds—A Case Study in the Manipulation of Investments to Improve Their Apparent Quality and Provide Surplus Relief

    February 1990 (4 pages + 2 page supplement; $10)

    • More on Executive Life’s Manipulation of Its Junk Bond Portfolio
    • Executive Life and Columbia Savings & Loan
    • Comments from Companies on Our Discussion of Surplus Relief Reinsurance
    • From the Mailbag

    March 1990 (8 pages; $10)

    • A Disastrous January for Executive Life
    • Citibank and the Insurance Regulators
    • General American Life and Moody’s Investors Service—A Case Study in the Deceptive Use of a Rating Firm’s Report

    April 1990 (8 pages; $10)

    • Executive Life and the Municipal Bonds
    • Junk Bonds in the Life Insurance Industry
    • Delinquent and Foreclosed Mortgages in the Life Insurance Industry

    May 1990 (8 pages; $10)

    • Financial Strength Ratings of Life Insurance Companies
    • More on Junk Bonds in the Life Insurance Industry
    • From the Mailbag

    June 1990 (16 pages; $10)

    • The Unprecedented Problems at First Executive and Executive Life
    • The Confidential Milliman & Robertson Study of Executive Life
    • From the Mailbag

    July 1990 (4 pages; $10)

    • More on Citibank and the Insurance Regulators
    • Executives’ Compensation in 1989

    August 1990 (8 pages; $10)

    • Continental American’s Dividends and the Policy Loan Clause
    • Life Insurance Companies’ Junk Bonds, Troubled Mortgages, Real Estate, and Investments in Affiliates
    • From the Mailbag

    September 1990 (14 pages + 4 page supplement + 6 page supplement; $10)

    • A Watch List of Insurance Companies Based on the NAIC’s 1990 IRIS Ratios
    • Insurance Companies with Top Ratings from Duff & Phelps, Moody’s, and Standard & Poor’s
    • Companies with Reduced Ratings from the A. M. Best Company in 1990

    October 1990 (4 pages; $10)

    • The Milliman & Robertson Reports on Executive Life

    November 1990 (4 pages + 2 page supplement; $10)

    • A. L. Williams and the Misguided Massachusetts Regulators
    • More on MILICO’s Reserving Methods

    December 1990 (6 pages; $10)

    • The Dilemma of the A. M. Best Company
    • The Weiss Ratings of Life Insurance Companies
  • 1991

    January 1991 (4 pages; $10)

    • Assumption Reinsurance Strikes Again—The Beneficiary of a Life Insurance Policy Becomes Another Victim of an Abusive Industry Practice
    • From the Mailbag

    February 1991 (4 pages; $10)

    • A Proposal for the Dismemberment of Executive Life
    • Executive Life and the War Between the States
    • More on Taisho’s 1990 IRIS Ratios
    • From the Mailbag

    March 1991 (4 pages; $10)

    • Life Insurance for Our Military Men and Women and Their Families
    • The Weiss Ratings of Life Insurance Companies—A Reply
    • More on Continental American’s Dividends and the Policy Loan Clause

    April 1991 (8 pages; $10)

    • Standard & Poor’s New System for Rating Insurance Companies
    • More on the Proposal for the Dismemberment of Executive Life
    • General American’s Withdrawal from the Disability Insurance Business
    • From the Mailbag
    • Ratings of Life-Health Insurance Companies by A. M. Best, Standard & Poor’s, Moody’s, and Duff & Phelps

    May 1991 (6 pages; $10)

    • The Struggle to Protect the Rights of Policyowners When Policies Are Transferred from One Insurance Company to Another
    • Executive Life and the Massachusetts Division of Insurance
    • A Proposed NAIC Model Act on Transfers of Insurance Policies

    June 1991 (4 pages + 2 page supplement; $10)

    • The Collapse of Executive Life
    • More on Standard & Poor’s New System for Rating Insurance Companies
    • A George Polk Award in Journalism for The Insurance Forum

    July 1991 (8 pages; $10)

    • A New and Dangerous Era for the Life Insurance Industry
    • Life Insurance Companies’ Junk Bonds, Problem Mortgages, Real Estate, and Investments in Affiliates

    August 1991 (4 pages; $10)

    • An Important Study of Long-Term Care Insurance
    • From the Mailbag
    • Executives’ Compensation in 1990

    September/October 1991 (32 pages; $10)

    • Financial Strength Ratings of Life Insurance Companies
    • Rating Reductions among Life Insurance Companies
    • A Watch List of Life Insurance Companies Based on the NAIC’s IRIS Ratios

    November 1991 (4 pages; $10)

    • Recent Developments at Executive Life
    • From the Mailbag

    December 1991 (8 pages; $10)

    • A Disappointing Book about Executive Life
    • Recent Developments in the Ratings of Life Insurance Companies
  • 1992

    January 1992 (4 pages; $10)

    • A. M. Best Abdicates Its Leadership Position
    • Financial Deception from the Equitable
    • A Correction by Standard & Poor’s
    • From the Mailbag

    February 1992 (4 pages; $10)

    • Security Benefit Life and the State Guaranty Associations
    • An Aetna Policyowner Says No to the Transfer of His Health Insurance Coverage to Mutual of Omaha
    • The NAIC’s IRIS Ratios and the Canadian Companies

    March 1992 (8 pages; $10)

    • William T. Beadles
    • The Current State of Affairs in the Life Insurance Business
    • A. M. Best Revises Its Rating System
    • Presidential Life and Standard & Poor’s
    • Moody’s Changes Its Procedure

    April 1992 (8 pages; $10)

    • Presidential Life and the U.S. Department of Labor
    • The Downgrade of Prudential by Moody’s Investors Service
    • Recent Developments in the Ratings of Life Insurance Companies
    • General American Life and the Policy Loan Clause
    • From the Mailbag
    • A Response from the Equitable

    May 1992 (4 pages; $10)

    • The Assault by State Regulators on the Rights of Insurance Consumers

    June 1992 (8 pages; $10)

    • Recent Developments at Fidelity Mutual Life
    • Observations on the Use of Selective Quotations from the Reports of Insurance Company Rating Agencies
    • Standard & Poor’s and the Congressional Research Service
    • A Victory for the California Public Records Act

    July 1992 (8 pages; $10)

    • Observations on Credit Rating Bail-Out Provisions
    • Life Insurance Companies’ Junk Bonds and Problem Mortgages
    • From the Mailbag
    • Executives’ Compensation in 1991

    August 1992 (8 pages; $10)

    • A Suggested Commitment Clause Regarding Insurance Policy Transfers
    • Insurance Policy Transfers and the United States Constitution
    • More on Security Benefit Life and the State Guaranty Associations

    September/October 1992 (32 pages; $10)

    • Financial Strength Ratings of Life Insurance Companies
    • Rating Changes among Life Insurance Companies
    • A Watch List of Life Insurance Companies Based on the NAIC’s IRIS Ratios

    November 1992 (12 pages; $10)

    • A Potential Federal Income Tax Trap for Buyers of Second-to-Die Life Insurance Policies with Age Rate-Ups
    • Observations on Our Rating Criteria

    December 1992 (4 pages; $10)

    • Deceptive Promotional Material from LifeUSA
    • TIAA’s Investment in Mall of America
    • A Deafening Silence on Credit Rating Bail-Out Provisions
  • 1993

    January 1993 (8 pages; $10)

    • The Continuing Struggle to Protect the Rights of Policyowners When Policies are Transferred from One Insurance Company to Another
    • From the Mailbag

    February 1993 (6 pages; $10)

    • Jackson National’s Transfer of Its Michigan Policyowners
    • An Outdated Report from Continental American Life
    • A Message for Readers with Vision Problems
    • Recent Developments in the Ratings of Life Insurance Companies

    March 1993 (8 pages; $10)

    • Risk-based Capital, a New Gag Rule, and the Coming Assault on State Freedom-of-Information Laws
    • Great West Life’s Transfer of Its United States Policyowners
    • Equitable’s Deceptive Letter to Shareholders
    • Investors Insurance Corporation Modifies a Deceptive Advertisement

    April 1993 (4 pages; $10)

    • Continuing Education from Jackson National
    • A Troublesome Dispute in Professional Insurance Education
    • From the Mailbag

    May 1993 (8 pages; $10)

    • A Continental Casualty Company Policyowner Says No to the Transfer of Her Medicare Supplement Policy to Bankers Life and Casualty
    • More on LifeUSA’s Deceptive Promotional Material
    • From the Mailbag

    June 1993 (4 pages; $10)

    • Jackson National’s Michigan Transfer Begins to Unravel

    July 1993 (8 pages; $10)

    • A Tale of Two Equitables—The Clash over Risk-Based Capital Data
    • From the Mailbag
    • Guaranty Income Life’s Extracontractual Bail-Out Arrangement

    August 1993 (16 pages; $10)

    • Crown Life’s Transfer of Its United States Disability Business to Lone Star Life—A Case Study in Nondisclosure of Material Information
    • Manufacturers Life’s Transfer of Its United States Policyowners
    • Life-Health Insurance Companies’ Junk Bonds and Problem Mortgages
    • Executives’ Compensation in 1992
    • Statement of Joseph M. Belth to the NAIC on Insurance Policy Transfers
    • Jackson National’s Meaningless Victory over Michigan Officials

    September/October 1993 (32 pages; $10)

    • Financial Strength Ratings of Life-Health Insurance Companies
    • A Watch List of Life-Health Insurance Companies Based on the NAIC’s IRIS Ratioss

    November 1993 (4 pages; $10)

    • How Insurance Consumers Will Be Victimized by Misuse of Risk-based Capital Data
    • Observations on the Inclusion of the Weiss Ratings
    • From the Mailbag

    December 1993 (8 pages; $10)

    • Policy Transfers and the Kansas Insurance Department
    • The Saga of the Security Benefit Annuities
    • The NAIC, Policy Transfers, and the Rights of Insurance Consumers
    • The Devastating Aftermath of the Executive Life Collapse
    • LifeUSA and the Kansas Insurance Department
    • Our Policy Transfer Package